Has someone broken a promise that was made to you? That’s another way of saying that someone has breached their contractural obligations. If the broken promise is serious enough, you can sue the other side for damages. This is called “breach of contract.” Contracts are essentially lists of mutual promises. Enforceable contracts can be made […]
I see a lot of people that get into trouble with the IRS and Franchise Tax Board for unpaid taxes. Some people adjust their tax withholdings so that they withhold not enough taxes from their wages. This can help with a temporary financial situation, but failing to re-adjust the withholding can result in a large […]
A common reason to declare bankruptcy is to seek help with past-due mortgage payments. There is one specific type of bankruptcy that can help in this situation. Read on to learn more about Home Bankruptcy in Sacramento. If you have fallen behind on your mortgage payments, it can be difficult to get caught up again. The […]
One of the most powerful provisions of bankruptcy law is called the “automatic stay.” The automatic stay prevents your creditors from taking action against you once you have declared bankruptcy. But what happens if you have a continued garnishment of your wages even after you file for bankruptcy? By law, your creditors are required to […]
As a bankruptcy lawyer in Sacramento, I hear all kinds of misinformation about bankruptcy. Here are the top five myths about bankruptcy that I hear on a regular basis. Myth 1. I can’t keep my car when I file bankruptcy It is extremely rare for a person to lose their car during the bankruptcy process. In […]
It is that time of year again. If you earned wages in 2015, your employer will be sending you a W-2 any day now. Hopefully you will be getting some type of tax refund from either the Franchise Tax Board or the IRS. How does that affect a bankruptcy case? Tax Refunds in General The […]
The number of people driving for Uber and Lyft these days is increasing rapidly. I have noticed many bankruptcy filers in my office reporting that they are working, at least part time, for Uber and Lyft. What does this have to do with bankruptcy? Let me tell you! You Must Disclose All Income in a Chapter […]
We all made it through the holidays and now it is 2016. Many people from the Sacramento area will be calling my office over the next few months to discuss moving forward with a fresh start bankruptcy in 2016. Here is why. The New Year is not just a time for reflection on the previous […]
With Christmas just around the corner, many of you will be squeezing your paycheck to cover the extra expenses of gifts for friends, family, and coworkers. This struggle can lead to a hard look at your finances for the new year, and maybe even deciding that 2016 if finally the year to become debt free. […]
On occasion I will get a call from someone that filed their own bankruptcy without an attorney. For one reason or another, the bankruptcy case didn’t fly and was dismissed by the court. The question is usually this: how do I remove the dismissed bankruptcy from my credit report? The short answer is “you can’t.” […]