Author: Attorney Rick Morin
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California Judgements and Bankruptcy
I’ve written recently about judgement liens and on how to collect on civil judgements. But what happens if the person that owes you money declares bankruptcy? I know quite a lot about this because a large part of my legal practice is based around consumer and small business bankruptcy. One of the top reasons an individual declares bankruptcy…
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Filing Bankruptcy in December? You Need to Read This.
Something big happened this month in the bankruptcy universe. The official forms provided by the United States Bankruptcy Court completely changed as of December 1, 2015. Unlike official forms in other types of legal proceedings, these bankruptcy forms — often called the “petition and schedules” — are mandatory for all bankruptcy filers. Said another way,…
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How to Collect a Judgement in California
Congratulations! You have obtained a civil judgement in California. How exactly do you get your money? This is a common question that clients ask me. Here are some tips. 1. Obtaining the judgement is just the first step Money judgements are just pieces of paper. For the most part, the court system leaves it up…
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Scott Johnson Filed 7 ADA Lawsuits in November 2015
How many people did you sue in November of this year? The answer is more than likely “zero.” However, prolific ADA plaintiff / attorney Scott Johnson has filed seven lawsuits just in this month alone. These seven lawsuits were all filed in the United States District Court for the Eastern District of California. That is…
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Office Holiday Schedule 2015
We are looking forward to taking some time off this year with our families. Here are the dates on which the office will be closed: Thanksgiving Closed noon on Wednesday, November 25 through November 27. The office will be open again on Monday, November 30. Christmas Closed noon on Wednesday, December 23 through December…
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4 Tips to Rebuild Credit After Bankruptcy
It is absolutely possible to rebuild credit after bankruptcy. There are many myths out there about re-establishing your credit score after a bankruptcy. Here are some tips and tricks to get you back on track after bankruptcy. 1. Bankruptcy Doesn’t Mean No Credit Yes, it is true — bankruptcy will remain on your credit report…
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What To Do If a Creditor Contacts You After Bankruptcy
You’re done with your bankruptcy! Congratulations on achieving a fresh start on your finances. Now you need to start rebuilding your credit. But wait: a nefarious creditor has started contacting you about one of your pre-bankruptcy debts. What To Do If a Creditor Contacts You After Bankruptcy? There are a few reasons why a pre-bankruptcy…
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What is Chapter 7 Bankruptcy?
What is Chapter 7 bankruptcy? Chapter 7 is the most popular type of bankruptcy in Sacramento. And for good reason. Chapter 7 gets you a fresh start and eliminates your unsecured debt. Chapter 7 is what you think of when you hear the word “bankruptcy.” If you qualify, the bankruptcy court will discharge nearly all of…
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SB 251 ADA Reform Bill 2015 Vetoed
There were a handful of ADA-related bills introduced in the California Legislature this year. Just two actually went the distance and ended up on the Governor’s desk. This blog is about Senate Bill 251, a bill that the Governor vetoed. SB 251 contained several important provisions that would have helped California business owners deal with…
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New Bankruptcy Scam
I have received word of a new devious new bankruptcy scam going around. I want to alert all of my clients so that they can avoid being scammed. One thing that you need to realize is that your bankruptcy petition is 99.99% public record. The only item of information that is not accessible to the general public is…