Author: Attorney Rick Morin
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Forgot to List Creditor in Bankruptcy
To be successful in bankruptcy, full and complete disclosure of your debts is required. This isn’t always possible. But there is good news. You can amend your bankruptcy to include a forgotten creditor. Try to Disclose All Debts at Time of Filing To the maximum extent possible, list all of your debts on your bankruptcy…
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ADA Lawyer Tanya Moore Back in the News
Prolific ADA lawsuit filer Tanya Moore is back in the news for continuing to extort small businesses up and down California for alleged violations of the Americans With Disabilities Act. About a week ago ABC 30 highlighted the often unfair tactics that ADA plaintiff’s attorneys use to obtain settlements from unsuspecting business owners and landlords. Specifically, the…
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What is a Bankruptcy Adversary Proceeding?
An Adversary Proceeding in a bankruptcy case is a big deal. You can think of an Adversary Proceeding as a lawsuit that occurs within an existing bankruptcy case. Read on to learn more about this important bankruptcy tool. In most consumer bankruptcy cases, there isn’t a lot to fight about. The bankruptcy filer discloses all…
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Bankruptcy Chapter 7 Homestead Exemption
The Homestead Exemption in Chapter 7 Bankruptcy is very important. If you are filing for Chapter 7 Bankruptcy in Sacramento and own a home, you need to read this blog. A Chapter 7 Bankruptcy is considered a liquidation bankruptcy. This means that the Bankruptcy Trustee assigned to your case can take your assets from you…
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Sacramento Bankruptcy Trustees
A Bankruptcy Trustee is appointed in each Chapter 7 and Chapter 13 bankruptcy case here in Sacramento. Read on for more information about who these people are and the job they do. Sacramento Chapter 7 Bankruptcy Trustees At the start of a Chapter 7 bankruptcy in Sacramento, the court automatically assigns a Trustee. The Trustee is picked…
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Don’t Forget Your Social Security Card
There is a lot to remember during the bankruptcy process. A very important part of each bankruptcy is the Meeting of Creditors. Are you prepared for yours? Bankruptcy Meeting of Creditors At your Meeting of Creditors (sometimes called a 341 Hearing by attorneys), you will be asked some questions. The questions are about your bankruptcy papers and…
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How To Reestablish Credit After Bankruptcy
A top question I am asked by clients is how to reestablish credit after bankruptcy. This is a very important topic. Here are my recommendations. Bankruptcy will stay on your credit report for seven to ten years after filing. This is a long time, but it does not mean that you can’t rebuild your credit…
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Sacramento Business Litigation
Let’s face it — not all business transactions turn out the way the parties originally intended. Most disputes can be resolved amicably by thoughtful communication and deliberation. However, some disputes just can’t be solved amongst the parties. This is where the courts step in. The state and federal courts are where many business issues end…
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How To Amend Bankruptcy List of Creditors
Your bankruptcy petition should be as perfect as possible before it is sent to the court. However, issues can arise after filing. A common problem is the failure to list all creditors. Here is how to amend your bankruptcy petition to fix that problem. Listing All Creditors is Important When a bankruptcy petition is submitted to…
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Don’t Hide Assets From The Bankruptcy Court
Rapper and occasional actor 50 Cent has been in the news recently. 50 Cent declared bankruptcy in New York. He was on the losing end of a civil lawsuit and chose to file for bankruptcy to restructure his debts. 50 Cent is big on the social media. He was recently hauled before the United States…