My office has been receiving a surprising number of phone calls recently from people thinking about filing bankruptcy with one common trait: they were recently called by a extremely aggressive bill collector. Read more below to find out what you need to know about these bill collection scams in Sacramento. Bill collectors get a bad […]
When a person signs their bankruptcy forms, they do so under penalty of perjury. This means that the government can prosecute a bankruptcy debtor for lying on their bankruptcy paperwork. This alone is a good enough reason to tell the truth and not hide anything. Surprisingly, omissions on your bankruptcy paperwork can have effects in other […]
There is no shortage of bankruptcy attorneys to choose from in the Sacramento area. However, you shouldn’t put your financial future in the hands of just anyone. Here are the Top 3 Reasons to hire my law firm to handle your bankruptcy. 1. Best Customer Service in Sacramento Bankruptcy is a huge life decision. My […]
No one ends their bankruptcy thinking that they will need to do it again. However, as most people facing bankruptcy already know, you can’t plan for everything life throws at you. “Can I file bankruptcy again?” is a question that we get asked quite often. Whether there is a medical emergency, divorce, or if you lose your […]
While the holidays are always a busy time for us at the office, we want to make sure that we have some time to spend some time with our families. Here are our scheduled days that we will be closed through New Years. Thanksgiving: we will be closed November 26 – 28. The office will be open again […]
Living with out-of-control-debt has its own monsters: creditors calling at all hours, lurking lawsuits, bank levies, and garnishments that suck the earnings right out of your paychecks. Bankruptcy can offer a way out, a last minute exit from the debt-collection horror house. However, the safe path is not always clear. Here are some bankruptcy horror stories […]
If you’re familiar with Downtown Sacramento, you probably have seen or driven by where our office is. But not everyone is familiar with Downtown Sacramento! So here is a helpful photo of the Wong Center. The Wong Center is located at 331 J Street in Sacramento, right off of the J Street exit from I-5. We […]
Like credit card debt and car loans, back taxes can be a serious financial burden. Yet in some cases, it is possible to find relief from your taxes through bankruptcy. The process boils down to 5 rules. The first two are simple: the tax debt attempting to be discharged must be from a non-fraudulent return, […]
While the main focus of my bankruptcy practice is consumer bankruptcy, I do run across folks that own their own business and need to file bankruptcy. The cost and complexity of business bankruptcy mostly depends on two main factors: 1) whether the business is incorporated or is a sole proprietorship; and 2) the assets and […]
For the 40 million Americans who currently have student loans, many assume that student debt cannot be discharged through bankruptcy. However, this is simply not true. Receiving a student loan bankruptcy discharge can be difficult. However, in some cases student loan debt can be discharged during a Chapter 7 or a Chapter 13 bankruptcy. First, […]