Author: Attorney Rick Morin
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Wage Garnishments and Bankruptcy
Bankruptcy can stop and eliminate wage garnishments. This is one of the top reasons people call my office for bankruptcy relief. A wage garnishment is a process by which a creditor can take money from your paycheck. In California, a typical judgement creditor can take up to 25% of your gross wages each paycheck. This…
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How to Surrender a Car in Bankruptcy
Did you know that you can easily surrender your car in a Chapter 7 bankruptcy? You can escape high loan payments, punishing interest, and avoid lawsuits. If you lease or finance a car and attempt to surrender the car outside of bankruptcy, your lender will likely charge you all sorts of fees. Many times, a…
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Sacramento Bankruptcy Filing Fee Installment Request
I have written about the cost of Chapter 7 Bankruptcy in Sacramento as well as recent increases to the filing fees here in town. One question I often get is whether the Bankruptcy Filing Fee can be paid in installments. The answer is yes! Currently the Chapter 7 Bankruptcy filing fee is $335. This amount…
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Benefits of Chapter 13 Bankruptcy
Chapter 13 bankruptcy can be complicated and confusing. But it doesn’t have to be. There are many benefits to Chapter 13 Bankruptcy that are not always immediately obvious. Do you know what these benefits are? Chapter 13 bankruptcy is considered a “reorganization.” This is is different than Chapter 7 bankruptcy which is typically called a “liquidation.”…
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Bankruptcy Can Get Your Driver’s License Back
Chapter 7 Bankruptcy is an important tool that can get you a fresh start. But did you know that bankruptcy can help you get your driver’s license back here in California? NOTE: Many people call my office not having read this entire post. This trick works only for civil judgements, NOT criminal restitution, unpaid child…
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Chapter 7 Bankruptcy May 2014
There were 1,021 Chapter 7 Bankruptcy cases filed in the Sacramento area during May 2014. That is a very slight decrease from April 2014 and ends the four-month series of increase of bankruptcy filings in Sacramento. Of the 1,021 new Chapter 7 cases, 121 were filed by pro se debtors. That works out to be almost 12% of all Chapter 7 cases. “Pro…
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Medical Bills: The Top Cause of Bankruptcy
According to this article from CNBC, medical bills are the biggest cause of bankruptcies. There are many reasons why people seek bankruptcy protection. Unexpected medical bills can be especially devastating. Why struggle with medical debt if you don’t have to? Medical bills can be difficult to deal with for a number of reasons. First, they…
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Increased Bankruptcy Filing Fees in Sacramento
The Bankruptcy Court in Sacramento recently alerted Sacramento Bankruptcy Attorneys to changes to the bankruptcy filing fees for Chapter 7 and Chapter 13 bankruptcy cases. Effective June 1, 2014, the bankruptcy filing fee will go up for the most commonly filed bankruptcy cases in Sacramento. The filing fee for a new Chapter 7 case will be $335. The…
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Chapter 7 Bankruptcy April 2014
There were 1036 Chapter 7 Bankruptcy cases filed in the Sacramento area during April 2014. That is a slight increase from March 2014 and continues the upward trend on bankruptcy filings in Sacramento. Of the 1036 new Chapter 7 cases, 122 were filed by pro se debtors. That works out to be about 11% of all Chapter 7 cases. “Pro se”…
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Sacramento Attorney Successfully Defends Client against Serial Northern California ADA-suit filer Jason Singleton
Sacramento – In an important ruling, the U.S. District Court for the Eastern District of California ruled against serial ADA attorney Jason Singleton and his client. Mr. Singleton, infamous in Northern California for his relentless pursuit of small businesses like the iconic Squeeze Inn burger restaurant in Drive-by lawsuits, filed a lawsuit under a federal…