Entries by Attorney Rick Morin

Bankruptcy Chapter 13

Chapter 13 bankruptcy can be an incredibly powerful tool to help you get your finances back on track. Bankruptcy Chapter 13 can also be quite intimidating and confusing for some people. Here are some interesting facts that you might not know about Chapter 13. 1. Only people can declare Chapter 13 That’s right, only people […]

What is a judgement lien?

Civil lawsuits in Sacramento can take years from start to finish. On the other hand, a default judgement (where the defendant doesn’t appear to defend the action) can occur in just a few months. In either case, a prevailing party in a lawsuit is granted a judgement. What next? Judgements are just paper After winning […]

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SB 308 Bankruptcy Exemptions Failed to Pass

I have been watching Senate Bill 308 quite closely. The bill would have modernized California’s bankruptcy exemptions to allow debtors additional tools to protect their assets from the reach of creditors. Unfortunately, SB 308 failed to pass this year. The first half of the 2015-16 California legislative session came to a conclusion on Friday, September 11. […]

Sacramento Court Filing Fee

Filing a lawsuit in a Sacramento court isn’t free. There is almost always a filing fee associated with starting a new lawsuit. The filing fee will depend on the court in which you are filing and the type of lawsuit involved. Sacramento Superior Court The Sacramento Superior Court classifies lawsuits based upon the amount of […]

Bankruptcy Judgement Lien House Purchase

This is technical blog post that is going to cover an obscure, but every important situation that some bankruptcy filers find themselves in after bankruptcy. Let’s say that you were sued prior to bankruptcy and the creditor recorded their judgement in your county of residence. At the time the judgement was recorded, you did not […]