Fresh Start Bankruptcy 2016

We all made it through the holidays and now it is 2016. Many people from the Sacramento area will be calling my office over the next few months to discuss moving forward with a fresh start bankruptcy in 2016. Here is why.

The New Year is not just a time for reflection on the previous year, but a time when we all make plans for the upcoming 12 months. Many of my clients are struggling financially for one reason or another and have decided to take the plunge with bankruptcy to get that fresh start.

From unexpected medical bills, job losses, incessant creditors, garnishments and bank levies, there are numerous reasons why people all over Northern California are seeking bankruptcy protection. My office takes pride in delivering top-notch legal services to these individuals and businesses.

Chapter 7 Bankruptcy

A Chapter 7 Bankruptcy here in Sacramento will eliminate your unsecured debt and give you breathing room from aggressive collection action. While the decision to declare bankruptcy is a difficult one, I universally hear from my clients that it was the right choice.

The bankruptcy process takes about 90 days from start to finish. For bankruptcy filers that start the process in January or February, this means that their cases will conclude in the spring. After their bankruptcy discharges, my clients can look forward to a debt-free 2016 and the ability to take control of rebuilding their credit.

You’re Not Alone

Did you know that approximately 1,000 people declare bankruptcy in the Sacramento Bankruptcy Court each month? If you are having trouble with your debt situation, you are not alone. Chapter 7 Bankruptcy is the solution to your debt woes. You will be surprised by how easy and cost-effective bankruptcy can be.

Please call my office at (916) 333-2222 to schedule an in-office bankruptcy consultation. I will personally meet with you to discuss your options and explain the best way to obtain a fresh start in 2016.

Attorney Rick Morin