Sacramento Bankruptcy Lawyer Rick MorinThere were 712 new Chapter 7 Bankruptcy cases in Sacramento during January 2014. That is a 3% decrease from December 2013.

712 new cases will likely be the low water point for the year. We can expect that bankruptcy filings will start to pick up again this spring as people start to receive their tax refunds — a convenient way to pay for the expense of a bankruptcy filing.

Of the 712 new cases, 106 of them were filed “pro se” which means without the assistance of an attorney. This may be an effective option for some simpler cases, but typically judges and trustees prefer cases filed by an attorney — especially complex ones.

If you have questions regarding filing Chapter 7 Bankruptcy in Sacramento, do not hesitate to contact my office. I can be reached at (916) 333-2222.