Law Office of Rick Morin, PC

One question I get asked a lot is “I’m struggling with my bills, how am I supposed to afford a bankruptcy attorney?” I tell my clients that it is always my goal to provide cost-effective legal services. Trust me, bankruptcy can be affordable in Sacramento!

Just like everything in life, there are a wide range of prices for bankruptcy services in Sacramento. There are so many different price points because there are various ways to go about bankruptcy.

On the low end of the cost scale, you can hire a “bankruptcy petition preparer” who simply helps you fill out all of the bankruptcy forms. This might be very affordable, but these petition preparers are not allowed to give you legal advice, nor can they represent you at your bankruptcy hearing. At the super high end is where you hire a big law firm who will assign a whole team of attorneys to your case.

The right approach depends on your individual needs as a debtor.

My firm focuses on affordable Chapter 7 bankruptcy cases. A typical Chapter 7 case in my office will cost anywhere from $800 to $1300 in attorney’s fees, depending on various factors. I really like to get a feel for a debtor’s specific situation in order to provide an accurate price quote.

Compare the cost of my Chapter 7 Bankruptcy with a complex Chapter 13 case with mortgages, various liens, and old tax debts. A Chapter 13 like that can cost up to $4,000 (or more!) over the life of the case.

My best piece of advice to a person considering bankruptcy is to meet with various law firms to determine which firm and attorney will be the best “fit.” Price isn’t everything, but of course you must pick representation that is affordable to you and your budget.

If you have questions about the cost of Chapter 7 Bankruptcy in Sacramento, please give me a call. I am confident that I can provide you with affordable representation in your bankruptcy case. My office phone number is (916) 333-2222, and I am happy to discuss bankruptcy with you personally.