We Can Help Solve Your Debt Problems
Law Office of Rick Morin, PC
Bankruptcy allows individuals and business owners to get a fresh financial start. There is no need to hide from your creditors and bill collectors. Life happens, and Bankruptcy will protect you in times of need.
The quality of my legal services and my commitment to customer service will ensure that your bankruptcy will be completed successfully — and you will know what’s going on at every step of the way.
My office takes great pride in taking on the toughest and most complex bankruptcy cases. Unlike many other bankruptcy firms, proudly take on bankruptcy litigation to ensure that bankruptcy filers obtain all of the benefits to which they are entitled under the bankruptcy code.
Don’t delay. Bankruptcy can provide you with the fresh start that you need. As a Sacramento Bankruptcy Attorney, I will fight for you in court to get your debts discharged so that you can move on with your life.
The number one reason to hire a Bankruptcy Lawyer is to eliminate debt. With Chapter 7 Bankruptcy, most of your debt can be eliminated (“discharged” in legal terms). Some types of debt are not dischargeable. I will explain these limitations during your consultation.
A powerful feature of bankruptcy is the “automatic stay.” The automatic stay is a court order that pauses other court actions against you such as lawsuits by your creditors. The automatic stay also stops wage garnishments and bank levies.
The number one reason to hire a Bankruptcy Lawyer is to eliminate debt. With Chapter 7 Bankruptcy, most of your debt can be eliminated (“discharged” in legal terms). Some types of debt are not dischargeable. I will explain these limitations during your consultation.
With your debt discharged and your creditors silenced, you can focus on rebuilding your credit and taking care of the things most important to you. Bankruptcy is a very powerful tool for those people who need to “reset” their financial situation and start fresh.
Most of our clients end up telling us that they wished they had called us sooner. Don’t delay any longer. Call our office today to discuss your bankruptcy options.
Help is right around the corner. Call or text us today.
As your bankruptcy attortney, my goal is to make this process as easy as possible. The first step is to call to schedule a free consultation. During our meeting, I will make sure that bankruptcy is right for you.
The next step is to bring in documents that I need to begin preparing your bankruptcy paperwork. That’s it! As a Bankruptcy Lawyer, I do all of the legal work for you.
After we prepare your bankruptcy petition, you will come into the office to review and sign your legal paperwork. We will file your bankruptcy that same day, and you will be under bankruptcy court protection.
After your case is filed, you will attend one court hearing. Of course we will be there with you. A typical bankruptcy hearing is 3-5 minutes long.
After your court date, the bankruptcy court will process your case. A typical discharge will be entered in about 60 days after the hearing. In most cases, a Chapter 7 lasts about 3-4 months from start to finish.
Because Bankruptcy is one of the most important financial decisions in your life, you will always meet with an attorney — not a paralegal, secretary or assistant. My commitment is to always be accessible in person or over the phone whenever you have questions. Customer service is #1 in my office.
With hundreds of satisfied clients, and dozens upon dozens of reviews to back that up, you can be assured that we will provide you with an outstanding legal experience.