Author: Attorney Rick Morin
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Do Creditors Take Belongings in Bankruptcy?
Potential bankruptcy filers often ask me “can I keep X if I file for bankruptcy?” 9.5 times out of 10 the answer is “yes.” This is where the rubber hits the road in Chapter 7 bankruptcy. Keep reading to learn more about the property you can and cannot keep in a bankruptcy. Chapter 7 is a…
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Best Type of Bankruptcy for Foreclosure
Bankruptcy comes in several flavors. Each bankruptcy “chapter” has its own advantages and disadvantages. What type of bankruptcy is best for foreclosure? Read on and I will tell you. Bankruptcy Stops Foreclosure A bank starts foreclosure proceedings when a borrower defaults on the terms of their home loan. Each lender is different, but getting past…
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Why are you still banking at Wells Fargo?
Are you still banking at Wells Fargo? Why? Let’s sit down and talk about it. Wells Fargo Has Trouble Ever since the financial crisis in 2008, banks have come under scrutiny by the government, press, and even their own customers. As one of the largest banks in the country, Wells Fargo has faced its fair…
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List of Discharged Debts Bankruptcy
Where do you find the list of debts that were discharged in your bankruptcy? The answer to that simple question might surprise you! Bankruptcy Creditors The debtor in each bankruptcy case tells the court about their specific debts. Whether it be a car loan, credit card, or payday loan, the debtor is responsible for informing the…
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Dismissed Bankruptcy Still on Credit Report
This is third in a series of articles I have wrote about dismissed bankruptcy cases. The first article discusses how to dismiss a bankruptcy. The second article discuss what happens after bankruptcy dismissal. This article will tell you all about what happens to your credit report after a dismissed bankruptcy. This article may suprise you! Bankruptcy…
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ADA Lawsuit Insurance Coverage California
A large part of my law practice is defending business owners and property owners in ADA access lawsuits. One of the first questions I am asked is whether the defendant should contact their liability insurance provider regarding coverage for the lawsuit. I have heard mixed results. Most ADA Lawsuits Don’t Trigger Coverage In my experience,…
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What Happens After Bankruptcy is Dismissed?
Not all bankruptcy cases end in a bankruptcy discharge. For various reasons, some bankruptcy cases are dismissed prior to discharge. What happens after a bankruptcy is dismissed? Read on to learn more. Some Bankruptcy Cases Are Dismissed Bankruptcy can be very complicated. Not all debtors make it all the way through their bankruptcy to discharge. The…
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How to Dismiss Chapter 13 Bankruptcy
Chapter 13 bankruptcy lasts between three and five years in Sacramento. For many reasons, not everyone wants to stay in Chapter 13. This article will tell you how to dismiss Chapter 13 bankruptcy in Sacramento. Why Dismiss Chapter 13? The number one reason why debtors dismiss their Chapter 13 bankruptcy is because of a change…
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How Long to Get Bankruptcy Discharge
Bankruptcy filers are usually anxious to get their discharge from the court. A bankruptcy discharge is the official court order that excuses most debts. How long does that process take? Read on to find out more. Typical Chapter 7 Case A typical Chapter 7 case involves eliminating unsecured debts. Here in Sacramento, this process typically…
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We’re Moving!
Big news! We are moving our law office this week. Starting August 22, 2016, 555 Capitol Mall will be our new home. Our phone number remains the same, (916) 333-2222. We look forward to serving all of our clients out of our new office soon!